Final weeks for Health Insurance special offers before April price hike
With less than two weeks until premiums rise, make the most of these introductory offers from some of the biggest Health Funds
With less than two weeks until Australian health insurance premiums rise by around 4%, there’s only a limited time left to switch providers if you want to beat the April 1 deadline.
You should always pick a plan based on your needs, but there’s a range of incentives this month from some of the biggest Health Funds to switch to their policies.
9Saver Tip: Subscribe to 9Saver to be part of our Health Insurance Campaign and get access to exclusive Health Insurance offers (coming soon).
Right now, switchers can get up to six weeks free, or $200 as cashback or a gift card, for example.
You should also be aware of a useful health hack: if you switch and pre-pay for the year before April 1, you will only pay the 2017 rate — saving yourself the price hike for a year.
Below are the special offers we spotted for March from some of the biggest Health Insurance providers:
|PROVIDER||OFFER FOR NEW CUSTOMERS||T&C’S||END DATE|
|GMHBA & Budget Direct*||6 Weeks Free when joining with Hospital & Extras cover||More info||31/3|
|Qantas||Up to 120,000 bonus Qantas Points for combining Top Hospital with any Extras.||More info||6/4|
|NIB||$200 Virtual Visa eGift Card when you join any combined Hospital + Extras package online||More info||31/3|
|ahm||Any 2 & 6 month waits waived on extras, and 1 month free when you take out Hospital & Extras||More info||31/3|
|Medibank||Join combined Hospital & Extras cover and the 2 & 6 month waiting periods on extras will be waived. Plus, you’ll get your second month free. (Use promo code ‘MARCH18’.)||More info||NIL|
|AAMI||$200 Cashback on new combined Hospital & Extras||More Info||30/4|
Special offers for new customers often require you to take out a new hospital and extras package and pay by direct debit.
Other large providers such as BUPA, HCF, HBF and Australian Unity are not advertising special offers to attract new customers currently. However, some will offer special incentives to members of certain groups such as motoring groups and consumer groups. (NB: check whether there’s a fee to belong to the group and factor that into your calculations.)
In NSW, for example, the NRMA has a special offer for members with Australian Unity