Final weeks for Health Insurance special offers before April price hike

With less than two weeks until premiums rise, make the most of these introductory offers from some of the biggest Health Funds

With less than two weeks until Australian health insurance premiums rise by around 4%, there’s only a limited time left to switch providers if you want to beat the April 1 deadline.

You should always pick a plan based on your needs, but there’s a range of incentives this month from some of the biggest Health Funds to switch to their policies.

9Saver Tip: Subscribe to 9Saver to be part of our Health Insurance Campaign and get access to exclusive Health Insurance offers (coming soon).

Right now, switchers can get up to six weeks free, or $200 as cashback or a gift card, for example.

You should also be aware of a useful health hack: if you switch and pre-pay for the year before April 1, you will only pay the 2017 rate — saving yourself the price hike for a year.

Below are the special offers we spotted for March from some of the biggest Health Insurance providers:

GMHBA & Budget Direct*  6 Weeks Free when joining with Hospital & Extras cover More info  31/3
Qantas  Up to 120,000 bonus Qantas Points for combining Top Hospital with any Extras. More info  6/4
NIB $200 Virtual Visa eGift Card when you join any combined Hospital + Extras package online More info 31/3
ahm Any 2 & 6 month waits waived on extras, and 1 month free when you take out Hospital & Extras  More info 31/3
Medibank Join combined Hospital & Extras cover and the 2 & 6 month waiting periods on extras will be waived. Plus, you’ll get your second month free. (Use promo code ‘MARCH18’.) More info NIL
AAMI $200 Cashback on new combined Hospital & Extras More Info 30/4

Special offers for new customers often require you to take out a new hospital and extras package and pay by direct debit.

Other large providers such as BUPA, HCF, HBF and Australian Unity are not advertising special offers to attract new customers currently. However, some will offer special incentives to members of certain groups such as motoring groups and consumer groups. (NB: check whether there’s a fee to belong to the group and factor that into your calculations.)

* In highlighting particular offers we are not making specific recommendations as this article does not cover all available products and may not compare all features relevant to you. Any advice provided is general in nature and does not take account of your needs, objectives or financial situation. Individuals should consider their own circumstances, and if in doubt seek appropriate advice, before proceeding.